How to plug in the wings of artificial intelligenc

How can the asset management industry plug in the "wings" of artificial intelligence

original title: it should be installed on the basis of concrete. How can the asset management industry insert the "wings" of artificial intelligence

China news, Beijing, August 31 (Chen yuanfan) - with the increasing maturity of artificial intelligence (AI) technology, the global asset management industry began to combine AI technology with asset management business to explore a new path of industry development and upgrading

Zhong rongsa, vice president of China Securities Investment Fund Industry Association, pointed out that the impact of artificial intelligence on the asset management industry is extensive and profound, and the industry should deeply study and think, and explore the application of artificial intelligence in the asset management industry. At present, all countries in the world are actively exploring intelligent finance, including intelligent investment advisers, intelligent investment, intelligent customer service and many other aspects. There are two important application scenarios in the field of intelligent investment in the future: one is to automatically generate reports, and the other is to assist in quantitative transactions

Xiao Feng, chairman of the financial technology professional committee of the China Securities Investment Fund Industry Association, believes that the impact of AI on the asset management industry can be divided into two stages: the first is the alpha stage, where AI conducts natural language learning and assists analysts and fund managers, which is the strengthening of human capabilities; The second is the alpha zero stage, where AI conducts in-depth learning, deconstructs and reconstructs the market, and expresses machine views with "predictability" and "decision-making". In the future, the development of AI will cause industry change, business change and market change, which will affect the entire asset management industry at three levels

"the future development direction is ai+hi (Human Intelligence)." Zhang Yizhao, vice president of Microsoft Research Asia, said that the digital transformation brought about by AI has four directions: the first is the way to interact with customers, the second is to motivate employees, the third is operation optimization, and the fourth is the transformation of products

in terms of intelligent investment advisers, the combination of ai+hi is that people are creative and can see the brewing and occurrence of new industries, while machines are more rational. They use a large amount of data to analyze, and combine human wisdom with the ability of machines to do a good job in investment management. In the future, AI will not replace account managers, but account managers who can use AI will replace managers who cannot use AI

Vinod, chief investment officer of Century Investment in the United States, said that big data is increasingly used to find alpha, and technology is now an engine with Al as a, B, P and TPHA respectively. Traditional managers will seek ways to use technology to improve efficiency. Fund managers who quantify investment will increasingly need to obtain non-traditional data sources to maintain investment advantages. In the future, investment management will continue to see the convergence of styles

in the view of Sheng Yuanjun, director of intelligent investment and research of Tonglian data, the improvement of core investment and research ability comes not only from people, but also from technology, and the problems that machines can solve lie in three aspects

the first is big data processing, especially rough data processing; The second is the upgrading of the traditional model, where repetitive financial work is replaced by machines; The third is personalized services based on customer needs, using user portraits and other technologies to improve the efficiency of providing different financial products

Sheng Yuanjun believes that the development and application of AI technology can effectively avoid the problem of different knowledge and behavior when people make decisions by factoring and refining people's decision-making logic. AI technology can also efficiently collect and process information, automatically carry out personalized multi asset portfolio management, and high subsidies have driven the explosive growth of the industry with a compound growth rate of more than three times, widening the boundary of human management. (end)

: Ding Baoxiu